We are currently using SAS Base, SAS/Stat for retail credit scorecard development. We are considering upgrading to SAS EMiner but this raises the question of calculating cost to benefit ratio. It would be interesting to learn about any methodology t…
I often find using WoEs Weights of Evidence with logistic regression very convenient. However for nominal variables with many categories WoEs can be unstable due to small numbers of observations in many of the categories. So far I have tried two dif…
I understand and value the importance of the OSI definition. I agree that it is important that people use the term "open source" uniformly with just one meaning. Clearly, this helps to avoid a lot of misunderstanding. I was wondering if there was a…